Fee Schedule

The average expense ratio for an actively managed mutual fund is around 1.5%, though the actual cost to the investor can be quite a bit higher due to front-end sales fees, contingent deferred sales loads, “soft dollars,” and high turnover. Add it all up, and many unsuspecting mutual find investors may be paying as much as 4% a year. No money manager is good enough to overcome such a high performance hurdle on a consistent basis.

Financia Capital does not charge entrance or exit fees, always strives to keep portfolio turnover low, and never uses soft dollars. Our tiered fee schedule is based on assets under management, and the range is competitive with the rates charged by other well-regarded separate account managers.

Annual management fee schedule:

• $250,000 - $500,000............ 1.50%
• $500,000 - $1,000,000......... 1.25%
• $1,000,000 - $10,000,000... 1.00%
• $10,000,000 and above....... 0.75%

Fees are prepaid quarterly

A minimum fee of $3750 per annum applies to accounts with a balance under $250,000.

For households with multiple accounts (a family trust, his and her IRAs, etc.), Financia will base the fee level for each account on the total assets under management so long as all accounts are allocated to the same portfolio model.