Private Accounts

Financia Capital provides separate account management services for individual investors, family trusts, IRAs, and small business retirement plans. Our goal is to deliver superior long-term returns by keeping accounts maximally invested in a well-diversified portfolio of equities except during the relatively rare periods when our analysis points to the high likelihood of significant and sustained downside volatility. Long-term performance is further enhanced by utilizing tax-efficient portfolio construction and by keeping turnover as low as possible.

We begin with an introductory conversation to learn more about your current investment situation, to address your questions and concerns, and to identify the materials we will need from you prior to our first meeting, such as account statements and trust documents.

During our first meeting, we will provide you with an overview of our company and our methodology, deliver our investment management agreement and Form ADV Part II for your review, offer our analysis of your current investments, and discuss our recommendations for constructing a Financia private account tailored to your specific objectives and unique requirements. Our approach is not for everyone, however, and if we determine that your risk tolerance profile and financial exigencies are not a good fit for our management style, we will gladly assist you in finding an investment advisor or wealth management company that offers the specific services you need.

At our second meeting, we will help you complete the new account application documents, walk you through what to expect during the asset transfer period, and discuss in detail the changes we will be making to your existing holdings when the transfer is completed.

Once your account is established and funded, we will construct your portfolio and provide you with instructions for accessing your account information online. Your account will be monitored by a Financia Capital portfolio manager every day. The custodian of your account, Fidelity Investments, will send you detailed statements on a monthly basis. And we will send you quarterly reports explaining recent portfolio performance and describing our current investment outlook. We do not require of our clients a specific meeting schedule, but we are always available to answer questions via email or on the phone, and we are more than happy to arrange a face-to-face meeting upon request.

For more information about Financia Capital’s investment management process and policies, please visit our Frequently Asked Questions page or contact us.